Dating

Subscribe

Name:

Email:

Latest Advice

Options For Housing

News image

STAYING put or moving on is a common dilemma faced by many older people face as they ponder their future housing needs. Moving home is a massive step and you mi...

Claiming Pension Credit

News image

OLDER people need no longer struggle to survive on their State Pension alone. Benefits for senior citizens have increased over the past 10 years and if you are ...

The Social Fund

News image

THE Social Fund is a programme that helps people on low incomes with expenses which they find difficult to pay for. The Discretionary Social Fund provides three...

TV Licence Concessions

News image

AS you well know, every home with a television needs a TV licence. But you may not know that there is extensive help available in paying for one. In this sect...

Online Senior Life - Home
PDF Print E-mail

IN THIS section we examine some of the state benefits that are available before you reach State Pension age…

Types Of Benefit

SOME state benefits can be claimed as an individual. These are usually based on your national insurance contribution record and are referred to as contributory benefits. Your entitlement to these is not affected by your partner’s circumstances; nor is it affected by savings, capital or other income.But some other state benefits are means-tested. This means you have to claim as a couple if you live with a partner. A partner means your husband, wife, civil partner or someone you live with as part of a couple. Your savings and income are added together when calculating if you’re entitled to benefit.

Read more...
 
PDF Print E-mail

THE STATE Pension (SP), formerly known as the retirement pension, aims to give people a regular income and is based on National Insurance contributions..

The full weekly rates for the basic State Pension are £95.25 for a single person and £57.05 for a wife based on her husband’s contributions.

The other types of State Pension include the Additional State Pension, the Graduated Pension and Over-80s Pension. They are based on National Insurance contributions and the age that you can claim it is 60 for women and 65 for men.

Read more...
 
PDF Print E-mail

THERE have been numerous recent reforms to Housing and Council Tax Benefit and you can now claim them over the phone, at the same time as putting in a claim for Pension Credit. The simplified system means you don’t have to fill in separate claim forms.

The amount of capital disregarded for people over 60 when claiming Pension Credit, Housing Benefit or Council Tax Benefit increases from £6,000 to £10,000 from November 2009.

Read more...
 
PDF Print E-mail

Sainsbury's groceries - 125x125
Great Savings on Your Weekly Shop

Welcome to Sainsbury's online grocery store. Great deals on big brands as well as some of your Sainsbury's favourites.

 
PDF Print E-mail

UNDERGOING a means test can be a fairly daunting experience, especially trying to understand how the various funding formulas work.

In this section we explain the roles of both capital and income in means test assessments…

Read more...
 
<< Start < Prev 1 2 3 4 5 6 7 Next > End >>

Page 5 of 7

Latest News & Views

Stem cell clinics: experts insist claims

Health tourists travel the world and spend thousands, but their hopes of being cured are likely to be dashed. For the past decade stem cells have sparked huge excitement among scientists, dram...

Read More

Terry Pratchett open to joy, but also mo

Discworld's creator on his new novel, living with Alzheimer's – and why he should be allowed to decide when to end it all. When, not very long ago, Terry Pratchett's father was ...

Read More

JK Rowling donates £10m to set up multip

Harry Potter author funds Edinburgh university research centre named after her mother, who was killed by the disease. The author JK Rowling has donated £10m to set up a clinic to rese...

Read More

Piers Morgan takes over Larry King chat

CNN confirms the widely rumoured deal, which will allow the former Daily Mirror editor to continue as judge on America's Got Talent. US broadcaster CNN has confirmed that the former Daily Mirr...

Read More

Vitamin B supplements could delay onset

Taking daily supplements of B vitamins may delay the onset of Alzheimer's disease, scientists have claimed. The discovery that people in the early stages of failing memory can retain more of thei...

Read More

Vacation rumination

What's the most memorable food you've eaten on a holiday, and was it remarkable for the right or wrong reasons? When I look back on past holidays it is always the food...

Read More

The complex truth about planes & climate

A new study suggests that planes cause more warming than cars, while ships are cooling enough to counteract them both. We hear much about the environmental costs of air travel. The prob...

Read More

Early renewal of a passport saves money

If your passport's going to expire in the next nine months, you can save a lot of time and money by renewing it now. If you've arrived back from holiday knowing your...

Read More

Top 10 autumn sunshine holidays

Hold on to that summer feeling - and beat the August heat and crowds - with an autumn break to one of these sunny short-haul destinationsAutumn in the Med Autumn is a gr...

Read More

Seasonal food -blackberries

They're not real berries and not always black. This is our guide to finding, storing, cooking and eating blackberries The blackberry has been foraged and enjoyed for a very long time, at l...

Read More

Tom Aikens – chef back from the brink

Michelin-starred chef Tom Aikens talks about the financial crisis that nearly ruined him, that incident with the knife, and the importance of really good brine 'In the end, it's only food, isn'...

Read More

A table for one

To some it might seem a strange way to enjoy an evening. Do you enjoy dining alone and where are the best spots for doing it? It all began 20 years ago ...

Read More

BT launches 'free' Wi-Fi app

BT Fon app allows Total Broadband customers with an iPhone or Android phone to connect to the nearest Wi-Fi hotspot for free. BT has launched a mobile app for broadband customers that...

Read More

Pawnbrokers have become respectable

The banks won't lend and loan sharks charge exorbitant interest. The pawnshop has been rehabilitated, and apparently this is not even such a Bad Thing. The decline of thes...

Read More

Tax underpayment amnesty under £300

Treasury writes off debt of 40% of underpayers, while those owing more could have up to three years to pay. As part of an effort to sort out anomalies in the past...

Read More

The plug-in Prius: is this the future of

The plug-in Prius makes local journeys uber-green and ultra-cheap, and the only real drawback is boot space. Green cars are going to be bigger than renewable energy, we heard yesterday. HSBC reck...

Read More

Listen to the silence

Silence may be golden, but where, in this noise-filled world of ours, can you truly experience it? Stuart Jeffries heads off to a spiritual retreat in search of some inner peac...

Read More

Calcium linked to higher risk of heart a

Many older people, especially women, take calcium supplements to help keep their bones strong. But a new review of studies suggests these supplements may also slightly increase their risk of havi...

Read More

Could a drink a day keep arthritis at ba

Drinking alcohol may reduce the pain, stiffness, and joint damage caused by rheumatoid arthritis, reports new research. The study also found that people who drink alcohol are less likely to deve...

Read More

It is right that we should be responsibl

The health secretary wants us all to contribute to reducing demand on the NHS - and he's right. Is Andrew Lansley happy with anything about the way healthcare is organised and ...

Read More